FAQ
Q: What are Lifestyle Health Plans (LHP) and how are they different from traditional health plans?
A: LHP’s work with your current carrier or other carriers to bring the best of both worlds- innovative benefit architecture and proven wellness programs that incentivize employees to participate.
Q: As an Employer, what’s in it for me?
A: Innovative plan designs save money Year 1. Healthier employees cost you less, Years 2-5 and beyond. You no longer have to compromise benefits (higher deductibles, copays) to save $’s. Fact: An estimated 70% of health care costs are due to preventable lifestyle behaviors that impact health. Another 20% of costs are due to over utilization! Positively influencing these two factors can significantly reduce my costs years 2-5 and beyond.
Q: What makes this different?
A: At the heart of the LHP concept is a package that integrates cutting-edge plan designs and incentivized Wellness Programs that engage ALL employees, and family members, in attacking the core cause of escalating healthcare costs. In year 1 employees receive a $500 Deductible Credit for participating and employers see a 5-15% savings. Years 2-5, and beyond, everyone saves based on healthier behaviors. Simply put, our health is our choice.
Q: How do I get started on the process?
A: Simply give us a call or send us an email. We will spend about 10 minutes on the phone to assess if this might be a fit or not. We won’t spin your wheels and waste your time. If we determine there is savings on the table or improved benefits or both… we will discuss next steps. So the question becomes, is it worth 10 minutes on the phone with us to determine whether your are getting the most from your employee benefits?